Yusuf Osman, MBA
Financial Advisor
Investing
in your Future
Meet Yusuf Osman
My name is Yusuf Osman and I am an independent Financial Advisor with Global Maxfin Investments Inc. I graduated from the University of Ottawa with a Bachelor’s degree in Science and earned an MBA in Finance from Queen’s University, Kingston. With over 30 years of experience in the finance industry, I am committed to educating, engaging, and inspiring as many people as possible to take control of their finances. I am also not one to stand still – I constantly strive to improve the services and processes that I bring to bear on a client's financial situation and, ultimately, their dreams. I enjoy building close and long-lasting relationships with my clients. It’s my privilege to join them on their journey of life and to celebrate their successes with them.
About Me
I have lived in Ottawa for most of my life except for a brief stint at Queen's University in Kingston. My father was a Medical Doctor and my mother a Homemaker, raising me and my four siblings. The two major influences in my life that profoundly influenced my work as an Investment Advisor were my immigrant experience and my Mum.
As immigrants, we had to adjust to some harsh new realities. A new country, a new culture, and a new way of life very different from Apartheid South Africa. And, for the first time, a struggle to make ends meet. I realized from a young age that successful planning and investing can provide a sense of peace, security and dignity. This inspired me to enter the financial services industry and help people just like my parents feel confident and secure in their financial situation.
​
My Mum’s life story has had a profound impact on both my personal and professional life. Her story, as well as those of many of my women clients, is the motivation and driving force behind my Dynamic Wealth Program for Women. I wanted to create an environment where women could learn about investing and become more confident in making financial and investment decisions.
​
To learn more about my Dynamic Wealth Program for Women, please click here.
​
How Can I Help You
My team and I are here to assist you in meeting your financial objectives and goals.
My Investment Philosophy
More than a Financial Advisor, I am your partner. When developing an investment strategy for you, I start with your story... and then plan your money around it.
​
But first, I believe that it is important for you to understand how I came to my investment philosophy. So, here's my story:
Sitting in my office over black coffee and bagels, I pondered life, investing and the financial services industry. Even more esoteric questions like, "what will make me truly happy? Is it money? Community? Family?" While I'm certain that I don't have it all figured out, I did consider the following with regard to my investment practice:
-
"Who do I want to work with?"
-
​"What is the perception of investors regarding the role of Financial Consultants?"
-
"What investments best suit a client - Mutual Funds, ETFs?"
-
"Fundamental or Technical Analysis?"
-
"Buy and Hold or Active Management?"
​
From this in-depth reflection, I developed and honed my Flex Investment Strategy. A strategy meant to protect your portfolio in volatile times by adjusting and adapting to changing market conditions.
​
Which leads me to....
My Flex Investment Strategy
I'm a paragraph. Click here to add your own text and edit me. It's easy.
...which can be best summed up by my mantra,
​
"Standing Still Is Not an Option!"
And why? Because the world has changed. Economic, political and market conditions reverberate around the world. At warp speed.
In all aspects of our lives, particularly when we sense trouble up ahead, we adjust, we adapt, and we react. Yet, most Canadians have been taught that when it comes to their hard-earned portfolios, standing still is the way to go.
​
So, using Technical Analysis tools, I review my charts. Then I review them again. All to try to identify when to buy, when to sell, and just as important, when NOT to buy. In other words adjust, adapt, and react by strategically shifting between income, cash and equities. In my world, "Buy-and-Hold, No Matter what!" or "Don't Worry, It's Long-Term" are just cliches.
Recent News
The 6 Reasons You Should Consider
Working With Me
Reason 1
Unlike many in our industry, the size of your portfolio does not dictate the service that you will receive. All Canadians should have access to expert financial advice and deserve the full attention of a caring Consultant. Not only at RRSP season...
Reason 2
I am independent and beholden to no one, except you. No quotas, no dictates as to what I should be offering my clients, and no conflicts of interest whatsoever.
Reason 3
My Life by Design Plan starts with knowing the Purpose of Your Money. And that begins with defining the life that you envision for yourself. I then utilize sound business planning principles - plan, implement, review, and adjust.
Reason 4
I implement your plan through my our Flex Investment Strategy - a program that adjusts your income and equity components according to market conditions. "Standing Still Is Not an Option" is my mantra, which is why I don't blindly follow a "Buy and Hold - No Matter What" strategy.
Reason 5
I encourage my clients to participate in my Education Program. The better informed and educated you are on financial matters, the more confident you will be when making investment decisions. We invite you to join our 20:10 Flex Fridays Zoom meeting for a recap of the markets and how current economic and political issues might impact your portfolios.
Reason 6
Finally, I provide a fresh perspective on Retirement and Estate Planning. One that should allow you to retire earlier and more comfortably. All the while ensuring that your children and grandchildren (charities, maybe) are also cared for.
So, I drink more coffee and eat more bagels, look at more charts, communicate more with my clients. But that’s okay because it serves to keep me focused on my job – helping you realize your dreams.